(Business in Cameroon) – The liquidity injection carried out on November 4, 2025, by the Bank of Central African States (BEAC) for banks in the CEMAC zone resulted in a demand of CFA622 billion, compared with an offered envelope of CFA800 billion. This marks the lowest level of bank demand since the second half of September.
During that period, commercial banks’ liquidity needs hovered around CFA650 billion before climbing in October to 700 and then 800 billion, prompting the central bank to gradually increase its offer to meet the growing appetite.
The decline observed on November 4 could indicate a temporary slowdown in lending activity. As the year-end approaches, banks are focusing more on consumer credit than on investment loans, which are typically larger. This drop may also signal a normalization following October’s peak tensions. The key question now is whether it represents a year-end adjustment or the start of a more lasting trend in CEMAC’s money market.
